Here in Thailand there are only private health insurances available for long stay guests. Most of these are provided by international companies.

As you would expect, as your age increases so do your preconditions for health insurance.  This makes arranging insurance more complicated. On top of that the premiums become high and there will be many exclusions.

Here is  our guideline and proposal for a senior health insurance for reference.

*Note: These details are based on a person 73 years of age. The details can be changed without notice. This is just a guideline to give an idea of coverage and costs

Maximum Limit/person/year 200,000 400,000 600,000
Room and Board semi private or private per day (max 180 days) Normal private room full cover Normal private room full cover Normal private room full cover
Intensive care of other specialialities Full cover Full cover Full cover
Hospitalization expenses Full cover Full cover Full cover
Surgery Full cover Full cover Full cover
Anesthesiologist Full cover Full cover Full cover
In-patient physician’s visit Full cover Full cover Full cover
Emergency outpatient day care Full cover Full cover Full cover
Emergency ground ambulance Full cover Full cover Full cover
Home health care service 30 days, max 2,000 30 days, max 2,500 30 days, max 2,500
Oncology in & out patient Full cover Full cover Full cover
Organ transplantation up to 80,000 up to 100,000 up to 100,000
MRI in case of inpatient Full cover Full cover Full cover
HIV Full cover Full cover Full cover
Kidney dialysis Full cover Full cover Full cover
Preexisting conditions to be considered to be considered to be considered
Waiting period 14 days 14 days 14 days
Second medical opinion Full cover Full cover Full cover
Psychiatry connected to accident or terrorism up to 1,200 per year up to 1,500 per year up to 1,500 per year
US $ 3,400 – THB 125,000 US $ 3,670 – THB 135,000 US $ 3,950 – THB 150,000